Many a times, you may have this question - should I buy Mutual Funds or Stocks? Well, the answer depends upon what kind of person you are. If you are a trader who keeps track of the stock, the company, the board, the products/solutions/services etc., & if you are ready to take unprecedented amount of risks, you are free to invest in stocks. But, if you are lazy to keep track of these nitty gritty details on a day2day basis, you should consider Mutual Funds.
Playing with stocks is like flying on a jet. It can go UP really fast & it can come DOWN really fast. However, investing in Mutual funds is like driving a car within speed limits. It will be slow (when compared to the jet). But, the risks are minimal.
Have you heard the story of Lehman Brothers? Think about the people who invested their life savings on Lehman stocks. Note: Mutual Funds are not immune to the UPs/DOWNs of the stock market. However, the ride is not rugged. You should practise the same amount of discipline, and thoroughness when investing in Mutual funds also. If you are investing for the long term/retirement, you should definitely consider investing in Mutual Funds.
Saro's R2I Blog covers Return to India (R2I) topics such as R2I planning, R2I checklist, R2I Jobs, R2I Salaries, R2I Schools and Post R2I life experiences in India
Monday, February 9, 2009
Subscribe to: Posts (Atom)
COVID-19 Vaccination Experience in Chennai
Booking a vaccination slot in India through the CoWIN portal was similar to booking a H1B Visa appointment in US Consulate (not sure if that...
We just celebrated our first year R2I anniversary. It feels like just waving final good bye to US . But, the clock moved very fast to ring t...
One of the key things to do during your move from US to India, is providing "Change of Address". Should I be giving change of addr...
Good to know that you are thinking of Returning to India (R2I). R2I is indeed a hard decision and requires meticulous planning. ( Also read...